Housing Admins

We are powered by Barrett Financial Group Inc. We have hundreds of lenders that compete to give you the best rates and terms.

Home Loans in Alabama


Why Should You Choose Us?

We get wholesale rates and pricing from over 200 different lenders that all compete for your business.

Customized loan programs

Several different loan programs including VA, FHA, USDA, Conventional, DSCR, and HELOCs

Extensive mortgage knowledge and experience




Different Lenders


Day average close time


Happy Customers


Our Core Service

Empowering housing administrators with expert mortgage brokerage services to facilitate seamless property transactions, tailored financial solutions, and enhanced homeowner experiences.

Purchase New House

We can help you get pre-approved today!

Quick Pre-approval process

Can help you find a realtor

Have zero down payment programs

Customizable mortgage

Apply For Loan

We have a very easy application process

Takes only minutes to apply

No initial hard credit pull required

Several different loan options

Work with an industry Expert

Refinancing Your Home

Either lower your current rate or get cash out

Lower interest rate

Consolidate debt

Home Improvement

FHA, VA, Conventional, and more

Mortgages for Bad Credit

We have helped several people with poor or rebuilding credit get mortgages

VA Manual Underwrites

USDA loans

FHA Manual Underwrites

Non QM low fico score

Renovation loans

Get a mortgage for a home that needs repairs

Fixer uppers

Home Improvements

Home Equity line of credit

Construction loans

VA and FHA home loans

We specialize in VA and FHA home loans

Pre-approval for purchases

VA IRRRLs and FHA streamlines

Cash out refinances

Manual underwrites for poor credit

Working with a Mortgage Broker is better and can save you tens of thousands of dollars

Mortgage brokers get wholesale pricing and rates. This can give you a lot lower interest rate and a lot less closing fees

We shop hundreds of lenders to compete for your business

We shop the wholesale pricings of hundreds of lenders to ensure you get the best rates and pricing. This saves you time and also saves you from having to have your credit pulled multiple times

Customized your mortgage

We can customize your mortgage so you can choose your own term down to the month. Want a 27 year term? Want to pay your own taxes and insurance instead of having the lender escrow it? Want to pay bi-monthly? We can set up your mortgage exactly how you want it to be.

Don't get stuck with a lazy loan originator

Not all loan officers are created equal. Some LOs only can handle vanilla easy loans and lack creativity. We have a knowledgeable staff that can help you with all your mortgage needs

No pressure mortgages

We won't pressure you into a mortgage that won't better you in a better situation. We will discuss several different mortgage options with you. We are here to help improve your situation and not put you in a worse place.

Get pre-approved without a hard credit pull

Once you fill out an application, we can get you pre-approved without having to have a hard credit pull on your credit

Home Loans in Alabama

When it comes to securing a home loan for Alabama residents, there's one name that stands out above the rest: the Housing Admins team at Barrett Financial. Here's why they're the best choice for your mortgage needs:

1. Expert Negotiators: The Housing Admins team at Barrett Financial consists of seasoned professionals who excel in negotiating the best possible rates for their clients. With their extensive experience and insider knowledge of the mortgage industry, they know how to leverage their expertise to secure the most favorable terms for your home loan.

2. Volume Discounts: Thanks to their robust network and high volume of transactions, the Housing Admins team at Barrett Financial is able to secure exclusive discounts and deals from lenders. This means that you can benefit from lower interest rates, reduced fees, and other cost-saving advantages that may not be available elsewhere.

3. Tailored Solutions: No two borrowers are alike, and the Housing Admins team understands the importance of providing personalized solutions to meet your unique needs. Whether you're a first-time homebuyer or a seasoned investor, they'll work closely with you to tailor a loan package that aligns with your financial goals and lifestyle preferences.

4. Exceptional Service: At Barrett Financial, customer satisfaction is their top priority. The Housing Admins team goes above and beyond to provide exceptional service at every stage of the loan process. From initial consultation to closing, you can count on their dedicated support and guidance every step of the way.

5. Local Expertise: With a deep understanding of the Alabama real estate market, the Housing Admins team at Barrett Financial brings valuable local expertise to the table. They're intimately familiar with the nuances of the region's housing landscape, lending practices, and regulatory environment, ensuring a smooth and seamless borrowing experience for Alabama residents.

When you choose the Housing Admins team at Barrett Financial for your home loan needs, you're not just getting a mortgage – you're gaining a trusted partner who is committed to helping you achieve your homeownership dreams. With their unparalleled expertise, industry connections, and unwavering dedication to client satisfaction, they're the clear choice for Alabama residents seeking the best in mortgage financing.

Here are top twenty cities in Alabama where obtaining a home loan can be advantageous, along with what makes each city unique:

1.    Huntsville: Known as the "Rocket City," Huntsville is home to NASA's Marshall Space Flight Center and the U.S. Space & Rocket Center. It's a hub for aerospace and defense technology, with numerous research and technology companies. The city has a vibrant arts scene, parks, and outdoor recreational opportunities.

2.    Birmingham: Alabama's largest city, Birmingham, is a cultural and economic center. It played a significant role in the civil rights movement and is home to important historical landmarks like the Birmingham Civil Rights Institute. Today, it boasts a diverse economy, with sectors ranging from banking and healthcare to manufacturing and education.

3.    Mobile: Located on the Gulf Coast, Mobile is known for its rich history, including being one of the oldest cities in the United States. It has a vibrant arts scene, particularly during its annual Mardi Gras celebration, which is one of the oldest in the country. The city's port is a key economic driver.

4.    Montgomery: The state capital of Alabama, Montgomery, has a deep historical significance, especially in the civil rights movement. It's home to landmarks like the Rosa Parks Museum and the Dexter Avenue King Memorial Baptist Church, where Dr. Martin Luther King Jr. served as pastor. Montgomery also has a growing arts and cultural scene.

5.    Tuscaloosa: Home to the University of Alabama, Tuscaloosa has a lively college-town atmosphere. It's known for its passionate football culture, with the University of Alabama Crimson Tide being a powerhouse in college football. The city also offers outdoor recreational opportunities along the Black Warrior River.

6.    Auburn: Another prominent college town in Alabama, Auburn is home to Auburn University. It has a strong sense of community and is known for its excellent education system. The city's downtown area offers a variety of shops, restaurants, and cultural attractions.

7.    Hoover: A suburb of Birmingham, Hoover is one of Alabama's fastest-growing cities. It's known for its excellent school system, family-friendly neighborhoods, and recreational amenities like parks and sports facilities.

8.    Decatur: Located on the Tennessee River, Decatur has a rich industrial history, particularly in manufacturing and transportation. It's home to companies like United Launch Alliance and 3M. The city also offers outdoor activities like boating and fishing.

9.    Dothan: Known as the "Peanut Capital of the World," Dothan is a major agricultural hub in Alabama. It hosts the National Peanut Festival annually and has a thriving farming community. The city also has a growing healthcare and retail sector.

10.Madison: Adjacent to Huntsville, Madison is one of the fastest-growing cities in Alabama. It offers a high quality of life with good schools, parks, and recreational facilities. The city is also home to many technology and aerospace companies.

11. Florence: Situated in the northwest corner of Alabama, Florence is known for its rich musical heritage, including the famous FAME Recording Studios where many legendary musicians recorded. It's also home to the University of North Alabama and has a vibrant arts and cultural scene.

12.Anniston: Anniston is a city in northeastern Alabama with a history tied to the iron and steel industry. It's home to the Anniston Army Depot and the Berman Museum of World History, which features exhibits ranging from ancient civilizations to modern warfare.

13.Enterprise: Located in southeastern Alabama, Enterprise is known for its agricultural industry, particularly in peanuts and cotton. It's home to the Boll Weevil Monument, a quirky landmark commemorating the insect that inadvertently led to diversification in the city's economy.

14.Gadsden: Gadsden is a city in northeastern Alabama situated along the Coosa River. It's known for its natural beauty, including Noccalula Falls Park, which features a stunning waterfall and hiking trails. The city also has a rich history tied to the textile industry.

15.Opelika: Another neighboring city to Auburn, Opelika has its own distinct charm. It's home to the historic downtown area with shops, restaurants, and cultural attractions. The city also has a growing economy with industries ranging from manufacturing to healthcare.

16.Prattville: Prattville is a suburb of Montgomery known for its picturesque downtown area and historic sites. It's home to the Daniel Pratt Historic District, named after the city's founder, which features well-preserved 19th-century architecture. Prattville also offers recreational opportunities along the Alabama River.

17.Homewood: A suburb of Birmingham, Homewood is known for its family-friendly neighborhoods, excellent schools, and vibrant community atmosphere. It has a thriving arts scene, with galleries, theaters, and festivals throughout the year.

18.Vestavia Hills: Another Birmingham suburb, Vestavia Hills is known for its affluent neighborhoods, top-rated schools, and recreational amenities. It offers plenty of parks, golf courses, and shopping destinations, making it an attractive place to live.

19.Pelham: Pelham is a city in Shelby County, just south of Birmingham. It's known for its outdoor recreational opportunities, including Oak Mountain State Park, the largest state park in Alabama. The city also hosts events like the Alabama Shakespeare Festival.

20.Cullman: Situated in northern Alabama, Cullman is known for its German heritage and festivals like Oktoberfest. It's home to Ave Maria Grotto, a unique park featuring miniature replicas of famous religious structures from around the world. Cullman also has a strong agricultural economy.

Mortgage Assisstance Lender

People Are Saying

Adrian G.

Police Officer

Helped me with multiple loans!

Travis has helped me with several home loans and has always done a great job!

John S.


Help me with several properties!

I shopped around and Housing Admins had the lowest rates.

Karen L

Respiratory Therapist

Got a very low rate!

Was a smooth process and a great rate!

Call 888-956-9552

Barrett Financial Group, L.L.C. | NMLS #181106 | 275 E Rivulon Blvd, Suite 200, Gilbert, AZ 85297 | AL 22977 | AK AK181106 | AZ 0904774 | AR 124815 | CA 60DBO-46052 & 41DBO-148702 Licensed by Dept. of Financial Protection & Innovation under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Financing Law License | CO | CT ML-181106 | DE 029971 | DC MLB181106 | FL MLD1880 | GA 181106 | HI 181106 | ID 2080181106 | IL MB.6761630 view reinvestment notice
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